Are You Looking To Remortgage?

So, you’re on the property ladder, whether that’s recently or you’ve been in your home for several years. If you’re out of the lender’s initial tie-in period, you will have automatically been placed on the lender’s variable interest rate, which almost certainly means you’re paying more each month in mortgage payments than you were initially.

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

  Your home may be repossessed if you do not keep up repayments on your mortgage.

Did you know 

A mortgage broker is sometimes able to secure a better rate for your mortgage than if you went directly to the lender yourself? Banks only provide their own products. We have access to thousands of products available on the market and some exclusive products. That’s why we are on hand to provide our help and support to provide clarity to any concerns or queries you may have. We pride ourselves in delivering jargon-free Mortgage and Insurance advice in black and white, leaving no room for grey areas.

Assuming you have no early redemption penalty to pay, there are now multiple options available to you. Do you want to explore the possibility of reducing your monthly mortgage payments & overall mortgage term, releasing capital to make home improvements such as an extension or simply releasing capital to take that once in a lifetime holiday? 

To put it simply, re-mortgaging is the process of taking out a new mortgage to replace your current one. The main reason people want to re-mortgage is to save money, raise money or to reduce their overall mortgage term. 

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Being with the same mortgage lender for several years, there’s a good chance that you may be paying more than you should. A lot of people consider re-mortgaging with a different lender as it could potentially save hundreds (or even thousands) of pounds a year.


Switching your mortgage provider can often lower your monthly repayments if you find one with a lower interest rate. So, it’s important to review your mortgage regularly to see if there’s a better deal available elsewhere.

Alternatively, you can shorten your mortgage term, so that your home is paid off quicker and you pay less interest in the long run.

Save Money with Remortgaging

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Why Choose Us to Remortgage

We pride ourselves in delivering the best Mortgage and Protection advice in the clearest and most accurate way possible. So that our clients confidently understand the whole process, leaving no confusion.

At C&D, we have over 25 years combined experience in providing mortgages and essential insurances to people in and around Oundle and nationwide.

Think you could get a better deal on your mortgage? We’ll find out if you can. Just sit back and relax and we will do all the legwork for you.